Your credit score impacts your life on so many levels. It determines if you can buy a home someday, or a new car and it will also determine how much interest you'll pay on those large purchases. The average American has a credit score of 687.
Are you trying to improve your credit score? Honeywood Apartments, apartments in Roanoke, VA, would like to share these tips with you.
But there are ways to improve that score. This may seem like common sense, but first and foremost, pay your bills on time but if you're stretched thin then prioritize.
Credit card companies and lenders can stress you out because they call so often. But first and foremost, pay for where you live, then pay the credit cards.
Don't co-sign for someone if you're not completely sure they're dependable. Avoid applying for credit card introductory offers. Be sure to settle any outstanding tax liens and don't let student loans come back to haunt you.
Be sure you are paying your student loans, those have a large effect on your credit score.
Also, were you aware that a $20 parking ticket can impact your credit score? Believe it or not, so can library fines. More and more cities are under pressure to collect debts, so they outsource the collection to collection companies.
Excerpts from WBDJ